By Cal Thomas, Sandler Training
​One of the classic selling rules David Sandler developed and shared with salespeople sounds a little harsh…but it’s true. Sandler warned us that “All prospects lie all the time.”  Maybe that sounds combative, but if we were to tweak the rule just a little bit, we could see past that and understand what Sandler was getting at. Suppose we were to say “All prospects are protecting themselves all the time.” Would that be clearer? Sure it would. Well, if we step back, we’ll realize that the two formulations are saying exactly the same thing.

For most of us, Social Security retirement benefits will be a significant source of income in our later years. But the amount you receive in benefits can vary, depending on when you begin collecting them. ​